Your entire AML/CTF function.
In one platform.
Documents, screening, identity verification and AUSTRAC reporting — drafted in minutes and kept current as the rules change. Without the $5,000 consultant or the $50K compliance hire. Built for Tranche 2: accountants, real estate agents, conveyancers, lawyers, trust and company service providers, and dealers in precious metals and stones.
Dashboard
Welcome back, Sarah·Westwood & Co·ConveyancerLow risk
Attention Today
3 itemsCompliance Health
Good standing
- Setup foundations18/20
- Documents19/20
- Customer KYC14/20
- Screening16/20
- Reporting17/20
Document Status
Am I a Tranche 2 reporting entity?
Four questions. Sixty seconds. No account needed. Find out whether AUSTRAC’s AML/CTF expansion captures your business before the 1 July 2026 deadline.
Everything for AUSTRAC compliance.
Nothing you don't need.
One platform to generate, manage, and maintain your entire AML/CTF compliance program.
AI-Generated Documents
All 13 compliance documents — AML/CTF program, CDD procedures, risk assessment and more — drafted from your business profile. Living documents with version history; PDF and Word export.
ML/TF Risk Assessment
Automated risk scoring across your services, customers, channels and jurisdictions. Re-runs when your business profile changes — no consultant call required.
CDD Records
Customer due diligence, organised. Capture, risk-rate and track every customer — filterable by risk, type and CDD status, with full per-customer audit history.
PEP + Sanctions Screening
Live screening against the OpenSanctions consolidated list (UN, OFAC, DFAT, EU and PEP datasets). Pending matches surface in an adjudication queue with audit-grade records of every decision.
Identity Verification
Stripe Identity built in — document, selfie and liveness. Pay-as-you-go: $4 per completed check, abandoned attempts are free. No monthly minimum.
Reliance Arrangements
Register every reliance arrangement (in or out) with counterparty, scope, expiry and review cadence. Overdue-review badges and a written record AUSTRAC can inspect.
AUSTRAC Reporting
SMR, TTR and IFTI builders that emit AUSTRAC-conformant XML against the final-draft 3.0 / 1.0 schemas. Guided workflows, validation before lodgement, history of every submission.
Compliance Calendar
AUSTRAC deadlines and recurring obligations — annual reviews, independent audits, training cycles — calculated from your business profile. Overdue and due-soon alerts built in.
Compliance Dashboard
Real-time visibility into your compliance status. Document completeness, open screening matches, upcoming deadlines and audit readiness — all at a glance.
Regulatory Intelligence
Live AUSTRAC updates delivered to your dashboard. Your program stays current as rules, guidance and enforcement actions change — no static consultant report can do this.
Staff Training
Mandatory AML/CTF training with quizzes, attempt tracking and team-wide completion reporting. Admins create modules, send reminders and evidence training at audit time.
Audit Log
Every compliance action, time-stamped. Documents, screening, reports, settings, staff activity — filterable by category and date range, exportable to CSV on AUSTRAC request.
Real software, not a chatbot.
The screens you'll actually use day to day — screening matches triaged, AUSTRAC XML built and lodged, every change written to an audit trail.
Triage PEP & sanctions matches in one queue.
Every customer is screened against the OpenSanctions consolidated list (UN, OFAC, DFAT, EU, plus PEP datasets). Pending matches land in an adjudication queue — your compliance officer marks each one false-positive, confirmed, or escalated, and every decision is written to the audit log.
- Continuous re-screening as lists change — not a one-shot check at onboarding
- Per-match audit record: who decided, when, on what evidence
- Pending review and Recently adjudicated, side by side
Sanctions and PEP matches awaiting compliance review. Each match needs to be marked as a false positive, confirmed, or escalated.
- 1 pendingWestcombe Holdings Pty LtdScreened 27 May 2026, 09:14 · 1 candidate · top 96%
- 2 pendingMarcus J. HollowayScreened 27 May 2026, 08:51 · 3 candidates · top 82%
- 1 pendingAurelia TanScreened 26 May 2026, 17:02 · 2 candidates · top 71%
- ReviewedBlueArch CapitalScreened 26 May 2026, 11:40 · 1 candidate · top 58%
Lodge SMR, TTR & IFTI without touching XML.
A six-section guided wizard gathers the facts; AutoAML emits AUSTRAC-conformant XML against the final-draft SMR 3.0 and TTR 1.0 schemas. Validation runs before lodgement — you never submit a file with the wrong AAN, malformed address, or missing legal-professional-privilege flag.
- SMR 3.0, TTR 1.0 and IFTI-E v2.0 — all three report types in one place
- Schema-level validation catches errors before they reach AUSTRAC
- Save Draft, Submit, or Download XML — submission history retained
Suspicious Matter Report — Draft
Source-of-funds inconsistency: deposit funded by an unrelated third party with no commercial link to the purchaser; structuring pattern observed across two related transactions in the prior 14 days.
Every action, time-stamped — for seven years.
Documents, AUSTRAC submissions, screening adjudications, settings changes, sign-ins — everything is written to a tamper-evident audit log. Filter by category and date range; one-click CSV export for AUSTRAC-on-request.
- Five categories — Document, Report, Compliance, Setting, Auth
- Date-range filter, CSV export with full event payload
- 90-day in-app view, 7-year retention behind it
Audit Log
Compliance activity log · 1,284 events
- ComplianceToday · 11:42· sarah.chen@westwood.com.auScreening match adjudicated — Marcus Hollowaymarked false_positive · 2 supporting notes
- DocumentToday · 09:18· daniel.wu@westwood.com.auML/TF Risk Assessment v7 approvedby Daniel Wu · 14 sections updated
- ReportYesterday · 14:21· sarah.chen@westwood.com.auSMR-2026-0411 lodged to AUSTRACXML validated · 1 report in batch
- Setting27 May · 10:03· owner@westwood.com.auMFA required for administrators — enabledpolicy change · org-wide
- Auth26 May · 16:45· j.kwon@westwood.com.auTeam invitation accepted — j.kwon@westwood.com.aurole: viewer · invited 6 days ago
Built for Australian compliance.
Priced for everyone.
Free until July 1, 2026 — pick Standard or Business, add your card, and we won't charge until the AUSTRAC deadline. Cancel anytime.
Standard
Billed monthly • Up to 3 users
+ $4 per identity verification (only pay for what you use)
- All 13 AI-generated compliance documents (PDF + Word export)
- ML/TF risk assessment, kept current as your business changes
- CDD records — capture, risk-rate and track every customer
- Live PEP + sanctions screening (OpenSanctions consolidated list)
- Identity verification — $4 per check, billed only when used (document + selfie + liveness)
- Reliance arrangements register with review reminders
- AUSTRAC reporting — SMR, TTR and IFTI XML builders
- AUSTRAC enrolment tracker — RE number on file, deadline countdown, auto-fills your lodgements
- Compliance dashboard + calendar (deadlines, independent reviews, training cycles)
- Independent review scheduling — reviewer, scope, due-date and evidence on one record
- Regulatory intelligence feed (live AUSTRAC updates)
- Staff training modules with quizzes + completion evidence
- Audit log — 90-day in-app view, 7-year retention
- Team invitations + two-factor authentication (TOTP)
- Built-in support — open tickets and track replies without leaving the app
- Up to 3 users — basic role management
Business
Billed monthly • Up to 20 users
+ $4 per identity verification (only pay for what you use)
- Everything in Standard
- Auditor portal — provision time-limited read-only access for external reviewers and AUSTRAC examiners (no seat needed)
- Part A programme versioning + senior-management approval workflow
- Annual compliance report — generated and ready to lodge
- Full audit trail export (CSV) — AUSTRAC-on-request ready
- Custom branding on exports and dashboard
- Require MFA for administrators (org-wide policy)
- Full role management — change history + fit-and-proper declarations
- Higher AI + storage caps (20 GB)
- Up to 20 users
Estimate your monthly cost
Drag the slider to match your expected verification volume
Standard
$179 / mo
$99 plan + $80 verifications
Business
$329 / mo
$249 plan + $80 verifications
Verification charges are added to your monthly invoice. You only pay for completed checks — abandoned attempts are free. Prices in AUD, no GST.
Enterprise / Multi-entity
Franchise groups, industry associations, or firms with 20+ staff — talk to us about custom pricing and contracts.
Questions, answered.
Everything you need to know about AUSTRAC compliance and AutoAML.
Don't wait until the deadline.
AUSTRAC Tranche 2 obligations commence 1 July 2026. Businesses without a compliant AML/CTF program face significant penalties. Get ahead today.
Free until the 1 July 2026 AUSTRAC deadline. Cancel anytime.