Compare
All-in-one — not a template, not three subscriptions
Most options give you part of the job: a document pack you still have to operationalise, the free AUSTRAC kit you start and forget, or an enterprise platform you can only buy through a sales team. AutoAML runs the whole AML/CTF function in one place, from $99/mo.
| Capability | AutoAML | Document-only tools | Free AUSTRAC Starter Kit | Enterprise / quote-only |
|---|---|---|---|---|
| Tailored AML/CTF program documents | ||||
| ML/TF risk assessment kept current | ||||
| Live PEP & sanctions screening | ||||
| Built-in identity verification | $4/check | |||
| AUSTRAC SMR / TTR / IFTI XML builders | ||||
| CDD records, staff training & audit log | ||||
| Self-serve — live in minutes, no sales call | ||||
| Transparent flat pricing | $99 / $249 per mo | Free | ||
| One platform, one bill | ||||
| Australian data residency |
included · partial / varies by vendor · not included. Categories generalise across vendors; check each provider's current site for specifics. AutoAML figures are our published pricing.
Costed against the government's own numbers
The federal Regulation Impact Statement estimated roughly $4,460 setup and $6,020/year ongoing for a small business to meet these obligations. AutoAML is $99/mo (Standard) or $249/mo (Business), with identity checks at $4 each, billed only when used. Free until the 1 July 2026 deadline.
Built to AUSTRAC guidance and the Starter Kit structure. AutoAML gives you a tailored draft to review, adapt and adopt — you remain responsible for your program. General information, not legal advice.
What AutoAML doesn't do (yet)
- AUSTRAC lodgement.We build your SMR/TTR/IFTI reports as AUSTRAC-format XML that you upload — we don't submit on your behalf. Assisted lodgement is on the roadmap.
- Xero / MYOB integrations. AutoAML works alongside your accounting software today; native marketplace integrations are coming.
See it on your own firm in minutes
Generate your tailored program free, then run the whole function in one platform. Free until the 1 July 2026 AUSTRAC deadline.